Elon Musk reveals plans to turn X into a ‘powerful’ financial platform – ‘You won’t need a bank account’.

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Elon Musk's plan for X

Elon Musk, CEO of Tesla and SpaceX and owner of the social media platform The Verge reported, citing a preserved audio recording of the meeting.

Musk explained that he expected financial and payment features to be available on X by the end of 2024 and that people would be surprised by the “incredible power.” The billionaire described it this way:

When I talk about payments, I'm actually talking about a person's entire financial life… If it's money, it's going to be on our platform. You will not need a bank account.

The social media company is currently in the process of obtaining money transfer licenses in the United States in order to offer financial services to users. Musk said during Thursday's meeting that he hopes to obtain the additional licenses X needs in the “coming months.”

Additionally, Musk revealed that the X/Paypal product roadmap was established in July 2000 by himself and venture capitalist David Sacks. Sacks was Paypal's first chief product officer and later chief operating officer. Musk noted, however, that after eBay's takeover of Paypal in October 2002, “not only was the rest of the list not implemented, but some essential features were even removed.” He said: “As a result, Paypal is actually a less complete product than the one we developed in July 2000, 23 years ago.”

As for when financial features will be available on X, Musk said

It would knock me out if we didn't have it in place by the end of next year.

Last November, Tesla's CEO said X could offer a “highly attractive money market account,” debit cards, checking and credit services. He also previously announced that X would become an “all-in-one app.”

Do you think Elon Musk will succeed in making X a financial platform that everyone will want to use? Let us know in the comments.