If you're reading this, you're probably a teen or pre-teen who's eager to be independent, or you're a parent who's curious about when their child is old enough to get a debit card. Either way, the first thing to note about this is that debit cards usually have age restrictions. These restrictions may also depend on where you live and your bank.
Most banks will not open an account for children without a parent until they are 18, and with a parent on the account, some banks set the limit at 15 and others at 13. In this article, we'll look at how old you need to be to get a debit card in a few places that might concern you.
How old do you have to be to get a debit card in the United States?
You must be at least 18 years old to get a debit card in the United States. You are allowed to open a checking account in your name and obtain a debit card. If you are under 18, you can legally be added to the account of an adult – usually a legal guardian. This way you can receive a debit card attached to your guardian's account.
Another way to get a debit card when you are under 18 is to obtain a student account with a guardian's signature, which includes issuing a debit card. However, this option is generally only available if you are at least 13 years old, but this varies between banks. In both cases, the adult is responsible for all charges made by the debit card.
How old do you have to be to get a debit card in Canada?
There is no official age limit for getting a debit card in Canada. However, most banks require a legal guardian or parent to open an account for anyone under the age of 18.
How old do you have to be to get a debit card in the UK?
You must be at least 16 years old to get a debit card in the UK without a parent or legal guardian present. Most banks require the presence of a parent or legal guardian to open a checking or savings account and obtain a debit card for children aged 11 and over. Often, parents must already have an account with the bank in question.
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How old do you have to be to get a debit card in Australia?
You must be at least 14 years old and a resident to get a debit card in Australia. Children under 14 can also get a debit card in Australia, but only in the presence of a parent or legal guardian.
Can a 16 year old get a debit card?
A 16 year old can obtain a debit card with or without the presence of a parent or legal guardian. It mainly depends on the location and which bank to use. Most banks have an age limit of 18, some set their limit at 16, and others have no limit at all. To confirm if you or your 16 year old child can get a debit card, you need to visit your bank.
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Can a 13 year old have a debit card?
A 13-year-old child can have a debit card when a parent or legal guardian opens an account on their behalf. This account is generally available until the child turns 18. The age limit at which a child can have an account with or without a parent varies by bank and location.
Can a 12 year old have a debit card?
A 12 year old child cannot have a debit card on an account in their name. He can only get one after being added to an adult's account. This varies depending on the bank used and where the child is located, as most banks and countries do not issue debit cards to children under 14.
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How old do you have to be to get a debit card at Bank of America?
The age requirement to open a Bank of America Advantage bank account is 18 years old. However, there are other options for those under 18, which typically involve being added to an adult's account or having an adult be a joint account holder until the child be 18 years old.
How old do you have to be to get a debit card in California?
Generally, you must be at least 18 years old to get a debit card with an account in your name in California. If you are under 18 but at least 13, you can be added to a parent or guardian's account or have them be a co-owner of the account, which will allow you to have a credit card. Speed.
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How old do you have to be to get a debit card at Wells Fargo?
At Wells Fargo, a child must be at least 17 years old to get a debit card on their own. Children aged 13 to 16 are only allowed to have open access to bank accounts with an adult as co-owner, and those under 13 do not have access to online banking services.
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